Lincoln Motor Company Insure* customizes auto insurance to fit your needs by making the quote experience easier than ever. See how much you can save in 30 seconds or less.
What Is Lincoln Motor Company Insure?
Lincoln Motor Company Insure is a fresh take on a decades-old product. We streamline quoting by using your current policy’s limits. We designed our insurance product for the Lincoln client, with coverage and customer benefits tailored to fit your needs and wants. Lincoln Motor Company Insure is serviced by Alset Insurance Services in Texas and Oklahoma.
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Perks of Lincoln Motor Company Insure
Need Help with your quote or policy?
You can reach a Lincoln Motor Company Insure representative by calling
1-888-270-0025 from 8 a.m. to 5 p.m. CT, Monday through Friday.
1-888-270-0025 from 8 a.m. to 5 p.m. CT, Monday through Friday.
How to Submit a Claim
As your insurance company, we can help you easily navigate the claims
process and get back on the road. Click the button below to start your
claim, or call 1-800-608-6506 to talk to our Claims Team.
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About Lincoln Company Motor Insure
What is Lincoln Motor Company Insure?
Lincoln Motor Company Insure is a fresh take on a decades-old product. We have streamlined quoting by using your current policy’s limits to get you a price in 30 seconds or less. We have designed our insurance product for the Lincoln client, with coverage and customer benefits customized to fit your needs and wants. Lincoln Motor Company Insure is serviced by Alset Insurance Services in Texas and Oklahoma.
Is my vehicle eligible for Lincoln Motor Company Insure?
Yes! All vehicles are eligible for a Lincoln Motor Company Insure policy.
Insurance 101
Why do I need auto insurance?
Most states require every automobile being driven on the road to be insured. Also, if your vehicle is loaned or leased, the lender may require you to carry a minimum amount of insurance.
How much auto insurance do I need?
The amount of auto insurance you need depends on your state's minimum requirements, the value of your vehicle, and requirements in the loan or lease agreement. Our agents can help you determine the right amount of coverage for your needs when you call 1-888-270-0025.
Does getting a quote impact my credit score?
No.
What is a deductible?
A deductible is the maximum the policy holder will have to pay for a covered claim.
Who should be on my policy?
Any driver that will have regular access to your vehicle. This includes anyone over the age of 16 who is living in your house and has a driver’s license.
How can I lower my auto insurance premium?
There are several ways to lower your premium, like increasing your deductible, taking advantage of discounts, and maintaining a clean driving record.
Available Discounts
Multi-Vehicle Discount
Do you have more than one vehicle in your house? Great! If you put two or more vehicles on your Lincoln Motor Company Insure policy, you will earn the multi-vehicle discount.
Years Clean Discount
If you have been accident-free for three years, then you will earn a discount. No accidents for five years or more? You’ll earn an even bigger discount.
New Vehicle Discount
Vehicles less than three years are qualified for a discount.
Prior Insurance Discount
Any customer that currently has auto insurance qualifies for a discount.
Good Student Discount
A discount for any driver on the policy who has a GPA above 3.0.
Available Coverages
Bodily Injury Coverage
This coverage helps pay for the medical expenses of the other party if you're at fault in an accident. It is required by each state to carry a minimum amount of insurance. By carrying liability insurance, you can comply with state laws and protect your financial interests.
Property Damage Coverage
This coverage helps pay for the repair or replacement of the other party's vehicle or property if you're at fault in an accident. It also covers damage to other types of property, such as buildings, fences, or telephone poles, which may be damaged in the accident.
Comprehensive Coverage
Comprehensive coverage is an essential component of auto insurance that provides protection against damage to your vehicle from events that are out of your control. By adding comprehensive coverage to your policy, you can have peace of mind knowing that you're protected against theft, vandalism, natural disasters, and other unexpected events.
Collision Coverage
Covers damage to your vehicle in case of an accident.
Uninsured/Underinsured Motorist Coverage
Covers you if you're in an accident with someone who doesn't have insurance or enough insurance.
Medical Payments
Also known as MedPay, this is an optional coverage for medical expenses resulting from an auto accident, regardless of who is at fault. By carrying medical payments coverage, you can ensure you and your passengers receive prompt medical treatment without having to worry about the cost.
Personal Injury Protection
Also known as PIP, it provides coverage for medical expenses, lost wages, funeral expenses, and survivor's benefits resulting from a car accident. PIP is considered a “no-fault” coverage, which means you are covered regardless of who is at fault for the incident. Only available in select states.
Rental Vehicle Reimbursement
If you are involved in an auto accident and need a rental vehicle while your vehicle is being repaired, we will reimburse you for the daily rental rate up to the policy limit.
Claims
How do I submit a claim?
Click here to start your claim, or call 1-800-608-6506 to talk to our Claims Team.
Should I file a claim if I’m not at fault?
Even if you feel that you are not at fault for an incident, it’s still a good idea to report the claim to Alset Insurance Services. As your insurance company, we can help you easily navigate the claims process and get back on the road. Once the claim is filed, we will confirm your coverage, contact the involved parties, and determine liability. If you carry collision coverage, we can begin repairs or even help you file a claim with the other driver’s insurance company.
*Lincoln Motor Company Insure is a product presented by Ford Motor Insurance Agency (FMIA NPN 95889, CA license #0C02678), a Ford affiliate and licensed insurance agency. Ford Motor Insurance Agency’s principal place of business is in Dearborn, Michigan, with its domicile in Delaware. Lincoln Motor Company Insure is underwritten by Incline Property & Casualty Company and Redpoint County Mutual. Home Office: Austin, TX. Agency of Record: Alset Insurance Services, LLC. Subsidiary of In The Car, LLC. Home Office: Stamford, CT. Insurance terms, definitions, and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies, or declaration pages, which are controlling. Subject to underwriting guidelines, review, and approval. Products and discounts are not offered by all companies. Not all products and discounts are available to all persons in all states. Lincoln Motor Company Insure, as underwritten by Incline Property and Casualty Insurance Company and Redpoint County Mutual, is currently only available in Texas and Oklahoma. Ford Motor Company, Lincoln Motor Company, Ford Credit, and Lincoln Automotive Financial Services are not insurance companies or agents.