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How can I dispute an inaccuracy on my credit report?

If you believe your credit report contains inaccurate information about your Lincoln Automotive Financial Services account, send a dispute in writing to:

Lincoln Automotive Financial Services
Customer Service Center
Credit Dispute Department
PO Box 35910
Cleveland, OH  44135-0910

Please include the following when submitting a dispute to Lincoln Automotive Financial Services:

  • Name
  • Account Number (Lincoln Automotive Financial Services)
  • Reason for the dispute, including the specific reporting information/date(s) disputed
  • Copy of credit bureau report entry that is being disputed (relevant pages only)
  • Current address to send the response